WEEKLY EDITION BY BOB

Hello and welcome back to your Weekender Digest! I’m Bob, here to cut through the noise and spotlight the fintech shifts you can’t afford to miss.

Here’s what stood out for me this week:

■ From Jaguar Land Rover’s shutdown to Robinhood’s rise into the S&P 500, markets are flashing both fragility and newfound trust.

■ Legacy systems are haunting fintechs just as much as banks, forcing scale-ups to confront the very ghosts they once sought to escape.

■ The Fed’s crypto bank program is closing, not as a retreat, but as a signal that digital assets are now woven into the mainstream.

I’ll keep watching the twists so you can stay ahead.

WEEKLY WATCH

From JLR's shutdown to Robinhood's rise

Two headlines, one message. Resilience and risk now walk hand in hand. JLR’s shutdown shows how fragile supply chains remain, while Robinhood’s leap into the S&P 500 proves fintechs are no longer the outsiders but part of the financial establishment. The challenge? Trust is hard won and easily lost.

INSIGHTS

Why are legacy systems still haunting fintechs and banks?

Turns out, you can disrupt the system and still end up stuck with the same ghosts. As fintechs scale, the “move fast” era crashes into the messy reality of legacy tech debt. For challengers and incumbents alike, the real disruption is in building systems that don’t become tomorrow’s roadblocks.

NEWS ANALYSIS

The fed is ending its crypto bank program - Bob explains what’s next

Don’t mistake this for retreat. By ending its dedicated crypto bank oversight program, the Fed is signaling a deeper integration of digital assets into the mainstream. What was once a “special case” is now part of the everyday regulatory fabric. For fintechs, this is less the end of a program and more the start of a new normal.