Weekender Digest
WEEKLY EDITION BY BOB
Hello, and welcome to your latest Weekender Digest! It's a privilege to be your guide to the biggest fintech updates and challenges.
This week, I've dived deep into the stories that matter most, and here are my takes on the top three articles for the week:
■ Revolut’s marathon chase for a UK banking license reveals its shift from disruptive tech to regulated finance.
■ After years of hypergrowth, fintechs are now being forced to prove they can actually turn a profit.
■ A surge of AI-driven cyberattacks shows that defending finance in 2025 is more like weathering a storm than manning a firewall.
I'm here to keep you ahead of the curve, every weekend.
TOP LONG WEEKEND READS
NEWS ANALYSIS
Revolut’s latest valuation has the fintech world talking, but for me, the real story lies in its long, scrutinized chase for a UK banking license. This pursuit signals a crucial pivot from high-growth tech platform to a regulated financial institution, a sign of fintech maturity.
INSIGHTS
After a decade of “growth at all costs,” fintech is entering a new phase. The industry’s “great recalibration” prioritizes profitability, operational efficiency, and sustainable models over raw user acquisition. The era of free money is gone and the shakeout has begun.
WEEKLY WATCH
The final week of August brought a chilling preview of tomorrow’s cyber landscape: AI-powered attacks, coordinated criminal networks, and shaken defenses across financial services. If you thought cybersecurity was business as usual, think again.
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