WEEKLY EDITION BY BOB

Hello, and welcome to your latest Weekender Digest! It's a privilege to be your guide to the biggest fintech updates and challenges.

This week, I've dived deep into the stories that matter most, and here are my takes on the top three articles for the week:

■ Fintech + Insurtech convergence is reshaping how risk is modeled and priced.

■ Claims processing is becoming faster, smarter, and more customer-centric.

■ The fusion is driving hyper-personalized products, redefining the entire insurance value chain.

I'm here to keep you ahead of the curve, every weekend.

EXPERT INSIGHTS

Security at scale: Lessons from NordLayer’s first five years

The story of a company like NordLayer is fascinating because it's a microcosm of the entire fintech security space. They started with a single, excellent product, a VPN and had to evolve into a full-fledged security platform to meet the demands of a modern, hybrid world. This shift from a single solution to a scalable, integrated platform is a strategic imperative for every firm, not just security vendors.

INSIGHTS

Open banking was the spark - open finance is the fire

Open banking was the first step, but open finance is where the real revolution begins. It’s expanding secure data sharing from just banking to a much wider range of financial products like pensions, insurance, and investments. I've been tracking this trend, and it’s clear that for firms in the UK and US, this isn’t just an opportunity, it’s a strategic necessity to create a truly integrated and customer-centric future.

INSIGHTS

Fintech and insurtech are redefining risk and customer experience

The convergence of fintech and insurtech is rewriting the rulebook for the insurance industry. We're seeing a fundamental change in how risk is assessed, how claims are processed, and how customer experiences are built. The fusion of these two areas is creating hyper-personalized services and redefining the entire value chain.